Ketelusan Bisnes Pasif 2kali.com

Pada mulanya, terima kasih kepada Muhd Farhan atas berjaya korek beberapa maklumat yang tertanya-tanya buat semua ahli 2kali.com. Di bawah adalah hasil perbualan Private Message (PM) di Facebook

Muhammad Farhan Hafiz September 23 at 4:16pm 

salam bro ni admin@staff 2 kali ke?


Syahrulhafiz Abu Samah September 23 at 4:23pm

salam,
saya admin 2kali.com. betul, leh telefon office kalo x caya ..heehe


Muhammad Farhan Hafiz September 23 at 4:27pm

alhamdulillah..senang sy nak berhubung..sy mempunyai prospek yg besar di UIAM..sal xde sorang pun buat lg benda ni selain saya..kalo saya ade masalah,saya kontek bro trus leh?1 lagi..bro leh terang tak macam mana 2kali ni leh dikatakan halal..saya tahu ia halal,tp saya nak tahu dari admin sendiri..takut saya salah paham.


Syahrulhafiz Abu Samah September 23 at 4:32pm

boleh pm sy xde masalah...

bisnes halal sebab 1stly kite cume jual lot iklan saje, dan yg kedua kite ada side business seperti car rental, graphic design, multimedia, namecard printing dan IT projek.

side business kita juga menjana sales dan kita menggunakan modal yg ada untuk gain profit dan sebab tu lah kita mampu beri pulangan kepada ahli-ahli.


Muhammad Farhan Hafiz September 23 at 4:52pm

ooo sy paham2..satu lg sy nak confirm kan..adakah fakta dalam artikel yg ditulis sape ntah ni benar,sal saya dah sebarkan kat org..takut salah faktanya kang ssh saya nt... http://bizon9modalkecil.blogspot.com/2010/08/wajib-baca-2kalicom-no-risk.html thank u bro sal sudi luangkan masa melayan pertanyaan saya..


Syahrulhafiz Abu Samah September 23 at 5:07pm

itu mcm citer kawan dgn kawan.. untuk tujuan promosi tak perlu ayat panjang lebar mcm karangan ...kite memg guna duit tu untuk bisnes untuk syarikat2 yg ada. memang betul. cuma kita bukan saham..

guna ayat simple je pon bole tarik perhatian sebab kalo aya panjang tak semua orang baca...kite sendiri pon malas nak baca kalao ayat panjang2..

maybe leh try guna ayat mcm ni;

Jana income bersama 2kali.com1.pasif income 30 hari dpt duit2. referal income setiap hari Rabu dpt duit..


Muhammad Farhan Hafiz September 23 at 5:36pm

orait..thank u admin kerana bg nasihat..tp kalo sy xbg org baca citer tu,amat la susah nak terang kat org melayu yg kebnyakan skeptical ngan bisnes2 mcm ni..diorg byk sgt tnya..mmg la kalo bleh malas nak terang..tp diorg ni byk masalah kewangan dan biasa ditipu ngan bisnes mlm dan sebagainya,diorang mmg berminat tp takut2..saya sendiri pernah ditipu rugi rm2000 begitu sahaja sal join luxor network suatu ketika dulu..sal tu saya perlu cari bukti sedemikian rupa utk meyakinkan org yg bisnes ni btol dan xharam..sesetengah dari mereka xterima penerangan yg ringkas dan tanpa bukti..kalo dah pihak admin bg kata2 mcm ni bertambah yakin lah saya yg bisnes ni telus..kalo bro ade masa,hehe saya ingin lg bertanya..maaf jika bro bosan,tp sy perlu tahu,untuk membawa ramai prospek join 2kali..saya teliti bisnes 2kali ni juga memakai sistem yang pernah digunakan RED TAGGY..bezanya hanya produk..RED TAGGY jual ebook dan 2kali jual lot iklan..pihak RED TAGGY sudah bungkus..dan ade pelanggan dia xdpt pulangan langsung,malah modal pun xdpt..sekiranya side bisnes company2 EZEY CONCEPT,EZEY MARKETING DAN PC Mechanix mengalami kerugian yg teruk,saya xmintak,tp biasa lah bisnes,mmg ade risiko,xleh lari..dapat tak 2 kali bayar at least modal kesemua pelanggan dia balik?Red Taggy lesap bgitu sahaja..ksian saya tgok pembeli produk diorg..bile dah percaya,byk la modal diletaknya..dan rugi begitu sahaja..sy teliti di website 2kali ade polisi 30days money back guarantee,boleh ke polisi tu digunakan sekiranya 2kali sudah tidak mmpu mebayar untung ke pelanggan2 nya..itu amat penting utk dijawab..sy harap admin jawab ye setulus,seikhlas mungkin..jika cakap itulah risiko join benda ni,modal anda mungkin lesap sekiranya 2kali tak mmpu menanggung bayaran disebabkn kerugian,saya boleh take note nanti,sal nt org paham dan saya paham,bisnes 2kali adelah risk free..


Syahrulhafiz Abu Samah September 23 at 5:49pm Report

kita dah tengok red taggy, cume beza dia dia jual e-book, memang betul apa yang farhan cakap tu.. kita berani beri jaminan 30 hari selagi tiada masalah. Setakat ni bisnes berjalan seperti biasa.

'' boleh ke polisi tu digunakan sekiranya 2kali sudah tidak mmpu mebayar untung ke pelanggan2 nya..itu amat penting utk dijawab ''

yep kita mampu bayar sekurang-kurangnya modal asas jika perniagaan mengalami masalah...

cuma doakan encik Din dan admin2 panjang umor dan bisnes maju supaya dapat meneruskan komitment kami...

jika ada masalah di kemudian hari bolehlah contact admin yang ada ataupon saya, kite setelkan...


Muhammad Farhan Hafiz September 23 at 6:02pm

saya doakan agar semuanya bertahan lama sebagaimana keadaan hari ni..insyaALLAH jika 2 kali adelah bisnes yang btol2 tulus dan btol2 ingin membantu org ramai,why not 2kali xleh dpat support kerajaan mcm ASB..walaupun 2kali xleh mencapai tahap seperti kepercayaan org pada ASB,jika bisnes ni btol flow nye..saya xnampak 2kali leh jatuh..ape pun harap sukses 2kali..dan walaupun sy msih dpt income rm100 ke rm200 je dengan 2kali setiap minggu..tp dengan support 2kali mcmni sy x teragak2 nak ajak org dah..terima kasih kerana meyakinkan saya,walopown sy dah yakin sebelum ni,dengan penerangan bro sy jd lebih lega..ALHAMDULILLAH..terima kasih 2kali byk2..saya xtau nak ucap ape lg,tahniah ke..semoga sukses dalam perniagaan 2kali..


Syahrulhafiz Abu Samah September 23 at 7:03pm Report

terima kasih. sy pon doakan farhan sihat dan bahagia selalu.


P/s:Tidak ade sedikit pown tokok tambah yg saya lakukan dalam perbualan ini,ni perbualan sebenar sebagaimana tarikh 23/9/2010 ..saya dah cari bukti sebegini rupe,kalo xmau join jugak saya xder masalah..sape yg berminat leh la join...

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Siapa berminat untuk pendaftaran, boleh layari KLIK SINI

Investment Planning

Investment Planning
Good investment planning can turn your goals from dreams into realities. This planning involves more than trying to pick the "right" investments. How you allocate your money among different types of investments can have a greater effect on investment success than the individual investments you choose. So, your first step in investing toward your goals is to work out an asset allocation for your investments.


Asset Allocation

Very simply, asset allocation is the process of deciding what percentage of your money to put in the different investment classes: stocks, bonds, money market, and other investments, such as real estate. Your asset allocation will depend on your investment time frame, your savings goal, and how much risk you are willing to take to achieve that goal.


Diversification


After you decide on an asset allocation, the next step is to diversify your money within the different investment classes. By putting your money in numerous different investments, you spread the risk - rather than invest in one stock, you might invest in a variety of stocks. That way, if one stock performs poorly, it represents a smaller portion of your overall stock portfolio.

Before you can set an asset allocation and diversify your investments, though, you need to know more about the choices that are available.


1. Stocks

Investing in stocks gives you an ownership interest in the corporation issuing the stock. If the corporation does well, your investment should do well. If not, you could lose some (or all) of your money. The advantages of investing in stocks include the potential for higher returns over time than those offered by most other investments and returns that historically have outpaced inflation. Both of these advantages make stock investments an appropriate part of a portfolio designed to achieve long-term investment goals.


2. Bonds
Bonds and other fixed-income investments pay a set income over a set term. At the end of the term, the amount you have invested is returned to you. Fixed-income investments offer a steady income stream and historically less volatile price fluctuations than stock investments. But fixed-income investments aren't without risk. Sometimes a bond issuer, for example, can run into financial difficulties, default on its bonds, and not be able to return the face amount of the bonds to investors.

Also, bond prices move up and down, largely in reaction to interest-rate swings. Thus, investors in bond mutual funds, as well as investors in individual bonds who don't plan on holding them until maturity, face the possible risk of losing principal.


3. Money Market Investments

Like fixed-income investments, money market investments pay a defined income over a set term. (The income may be fixed or variable.) The advantage of money market investments is that many of them are backed by the Malaysian government, so return of your principal is practically guaranteed. This makes money market investments an attractive choice for investors with short-term goals. The major disadvantage of this investment class is that the investments historically have not produced returns much greater than the inflation rate.


4. Mutual Funds / Investment Linked Funds

Mutual funds or investment linked funds are one of the most popular ways to invest. With an investment fund, your money is pooled with that of other investors to purchase a variety of securities (stocks and/or bonds). The fund is professionally managed as a single investment account. Investment funds offer you automatic diversification because each fund invests in numerous different securities. When you buy units in a mutual fund, for example, you are actually buying an investment in the stocks of many different companies. If one company or industry has a problem, the fund will be less likely to suffer a major loss because it is diversified.

You can choose from various of stock, bond, balanced (stocks and bonds), and money market mutual funds. Each fund is managed toward a particular investment objective, such as growth, income, or asset preservation. The mutual fund's prospectus will explain the fund's investment objective and tell you what types of securities the fund can hold.


Investment Return

When choosing investments, potential return is a key consideration. The higher your return, the faster your investments will grow and the sooner you will reach your goal. But be aware that the annual percentage returns and yields you see published in ads, prospectuses, and articles don't take into account inflation or taxes, two factors you need to consider in your investment planning. And the higher the potential returns also mean a higher investment risk.


Risk Tolerance


You also need to weigh an investment's risk. Generally, the more risk involved with an investment, the higher its potential return. Consequently, the more risk you are willing to take, the more potential your savings have to grow over the long term. Before choosing an investment, you should make sure you understand the investment, the risk it carries, and how that risk relates to your investment goal.

For instance, if you are investing for your two-year-old child's college education, you can probably afford to assume more risk in your investing than someone whose child will begin college in two or three years. With more than 15 years before you'll need your money, you should have time to make up any short-term losses your investments may experience. Of course, there can be no assurance that any losses will be made up in a 15-year time period.

Short-term investments, such as money market funds, offer the least risk. Fixed-income investments offer potentially higher returns with added risk. Stock investments offer the highest potential returns with the greatest amount of risk. A combination of money market, fixed-income, and stock investments can provide potentially higher returns than either money market or fixed-income investments alone, with only slightly greater risk.

As you near your goal, your risk tolerance may drop and you may want to change your asset allocation. Protecting and preserving your savings might become more important. You may be willing to give up the growth potential of most of your long-term investments in favor of the greater security offered by short-term investments.


Modern Portfolio Theory

The above is part of the application of Modern Portfolio Theory, a sound method for many investors to establish a disciplined approach to investing.

When you put all this together, it's entirely possible to build a portfolio that has much higher average return than the level of risk it contains. So when you build a diversified portfolio and spread out your investments by asset class, you're really just managing risk and return.